Privacy Policy - NXTSTEPSFINANCIAL

Last Updated: May 29, 2026

Introduction

Nxt Steps Financial Group, LLC (“we,” “us,” “our,” or “Company”) is committed to protecting your privacy and ensuring you have a positive experience on our website and when working with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, contact us, or use our services.

Please read this Privacy Policy carefully. If you do not agree with our policies and practices, please do not use our website or services.

Information We Collect

Information You Voluntarily Provide

We collect information that you voluntarily submit to us through:

Contact forms on our website
Consultation request forms
Email inquiries
Phone calls
In-person meetings
Educational seminar registrations

This information may include:

Your name
Email address
Phone number
Mailing address
Date of birth (when relevant to insurance eligibility)
Health information (when necessary for insurance quotes or applications)
Insurance history and coverage preferences
Financial information (when applicable to coverage needs)

Information Collected Automatically

When you visit our website, we may automatically collect certain information:

Browser and device information (browser type, operating system, device type)
IP address and geographic location
Pages visited and time spent on each page
Referring website and links clicked
Cookies and similar tracking technologies (to improve user experience and analyze website performance)

How We Use Your Information

We use the information we collect for the following purposes:

To provide insurance services and process insurance applications and quotes
To contact you regarding Medicare, Health Insurance, Life Insurance, Dental & Vision, Hospital Indemnity, Accident, and other Supplemental Insurance products and services
To respond to your inquiries and provide customer support
To send educational materials and information about our services
To schedule consultations and appointments
To process claims and handle policy administration
To improve our website and user experience through analytics
To comply with legal and regulatory requirements
To prevent fraud and protect against unauthorized access
To send marketing communications (with your consent, where required by law)

How We Share Your Information

We do not sell or rent your personal information to third parties for their independent marketing purposes.

However, we may share your information with:

Insurance carriers and underwriters to process applications, quotes, and claims
FMOs (Field Marketing Organizations) and insurance agencies when necessary to provide requested services
Service providers and vendors who assist us in operating our website, providing services, and conducting business (subject to confidentiality agreements)
Authorized representatives and brokers involved in your insurance transactions
Government agencies and legal authorities when required by law or in response to legal process
Business partners necessary to fulfill your insurance requests and services

All third parties with whom we share your information are obligated to keep it confidential and use it only for the purposes for which we disclose it.

Website Analytics and Cookies

We use analytics tools and cookies to:

Track website usage and understand how visitors interact with our site
Improve website functionality and user experience
Personalize content and recommendations
Measure the effectiveness of our marketing efforts
Remember your preferences and login information

You can control cookie preferences through your browser settings. However, disabling cookies may limit your ability to use certain features of our website.

Data Security

We take reasonable measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our website uses:

SSL encryption (HTTPS) to protect data transmitted between your browser and our servers
Secure data storage practices
Access controls to limit who can view your information
Regular security updates and monitoring

However, no method of transmission over the Internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have the right to:

Access the personal information we hold about you
Correct inaccurate or incomplete information
Request deletion of your information (subject to legal and business requirements)
Opt out of marketing communications
Request a copy of your information in a portable format

To exercise any of these rights, contact us at the information provided below.

Marketing Communications

We may send you educational materials and information about our insurance services and special offers. If you prefer not to receive marketing communications, you can:

Click the “unsubscribe” link in any email we send
Contact us directly to request removal from our mailing list
Indicate your preferences when you provide your information

We will honor your preferences within 10 business days.

Children’s Privacy

Our website and services are not intended for children under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child without verifiable parental consent, we will delete that information promptly.

Third-Party Links

Our website may contain links to third-party websites, including insurance carrier websites and external resources. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any significant changes by posting the updated policy on our website and updating the “Last Updated” date at the top of this page.

Your continued use of our website and services after any changes constitutes your acceptance of the updated Privacy Policy.

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Nxt Steps Financial Group, LLC
2633 McKinney Avenue
Dallas, TX 75204

Phone: 469-478-6268
Email: samuel@nxtstepsfinancial.com
Website: nxtstepsfinancial.net

Business Hours: Monday – Friday, 9:00 AM – 6:00 PM (Central Time)

We will respond to your request within 10 business days.

Additional Information

Data Retention: We retain your personal information for as long as necessary to provide our services, comply with legal obligations, and resolve disputes. When information is no longer needed, we securely delete or anonymize it.

California Privacy Rights: If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA). Contact us for more information about your California privacy rights.

International Users: Our website is operated in the United States. If you access our website from outside the United States, please be aware that your information may be transferred to, stored in, and processed in the United States, which may have different privacy laws than your country of residence.

Medicare Notice

Nxt Steps Financial Group, LLC is an independent insurance agency and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer. Please contact Medicare.gov, 1-800-MEDICARE, or your State Health Insurance Assistance Program (SHIP) for information regarding all available options.

Last Updated: May 29, 2026